Cookie policy

The website www.btassetmanagement.ro (hereinafter referred to as "BT Asset Management website") is the official website of BT Asset Management SAI S.A. (hereinafter referred to as "BT Asset Management"), an investment management company and, secondarily, a manager of alternative investment funds, with registered office in Cluj-Napoca, Cluj county, Emil Racoviță street no. 22, registered with the Trade Register under no. J12/647/22.02.2005, with unique registration code 17269861.

The BT Asset Management website is the property of BT Asset Management SAI S.A. and uses cookies.

The following information is intended to provide you with details about what cookies are, as well as their placement and use by the BT Asset Management website. There are also some useful links on this topic.

In case you need more information about cookies, and this is not included in this Policy, you can write to us at btam@btam.ro or you can call us at 0264-401036, fax. 0264-410433. In relation to the processing of personal data in the context of the use of cookies, you may also contact the Data Protection Officer (DPO) appointed by BT Asset Management at dpo@btrl.ro.

What is a cookie?

An "Internet Cookie" (also known as a "browser cookie", "HTTP cookie" or simply "cookie") is a small file of letters and numbers that will be stored on your computer, mobile device or other equipment from which you access the Internet.

A cookie is installed by a request issued by a web-server to a browser (e.g. Internet Explorer, Chrome) and, although it is stored on the equipment (computer, mobile terminal, etc.) used to access Internet pages, it cannot access other information on that device and cannot contain software, viruses or spyware.

The cookie stores important information that enhances the web browsing experience (e.g.: settings of the language in which you want to access a site; keeping a user logged into a webmail account; online banking security; keeping products in your shopping cart).
In most cases cookies do not process personal data when used and do not identify the users of web pages.

A cookie consists of 2 parts: the name and the content or value of the cookie.

 

What are the main categories of cookies?

In terms of the duration of their existence, there are two categories of cookies:

• Session cookies: these are stored temporarily in the web browser's cookie folder so that the browser remembers them until the user leaves the website or closes the browser window.
• Permanent/persistent cookies: These types of cookies are stored on the hard drive of the equipment used to access a website and are not deleted when the browsing session is closed. They are retained and reused each time the user returns to that website, but can be deleted at any time by the user, and have predefined validity periods.

 

From the point of view of the operator placing cookies, there is:

• first party cookies - placed by the owner of the website visited
• third party cookies - placed by the operator of a website other than the one you visit. These third parties must also comply with applicable law and the privacy policies of the owner of the website on which they place cookies.

 

Details on the typology and description of all known types of cookies can be found by following this link: https://cookiepedia.co.uk

 

In terms of the purposes for which cookies are placed, there are usually the following categories of cookies: strictly necessary, for analysis and improvement of website performance, functional and promotional (targeting and advertising).

 

What types of cookies does the BT Asset Management website use?

The BT Asset Management website uses session and permanent cookies, as well as its own cookies or cookies placed by third parties, for the following purposes:

 

Strictly necessary cookies

 

These cookies are necessary for the functioning of the website and cannot be disabled in our systems. They are usually only set in response to actions taken by visitors to this website requesting various services, such as setting privacy preferences, logging in or completing forms. In the browser they use, visitors (users) can set their browser to block or warn them about these cookies, but in this case, certain parts of the site may not work.

 

These types of cookies are exempt from the rule of obtaining consent for their placement.

 

Measurement, analysis and performance cookies

 

These cookies allow us to count visits to the website and traffic sources so that we can measure and improve its performance. In this way we can find out which pages are the most popular to discover which products and services are of interest to website visitors. All the information that these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when a particular IP address visited the website. Using applications such as Google Analytics or Adform, we collect anonymous data about visits to the website, such as pages viewed, duration of viewing, entry page to the website.

 

Functional cookies

 

These cookies help us to provide you with enhanced functionality and a personalised experience on our website, such as live chat. If you do not allow these cookies, some services may not function properly.

 

Promotion cookies

 

These cookies are set on the website based on agreements we have with our advertising partners (e.g. Social Media pages, Google, Adform etc). With the help of these cookies, we and our partners can observe and analyse which types of products on the website a particular visitor has shown an interest in and, on a subsequent visit to the BT website or another website, we will display advertising to that visitor based on the product they have shown an interest in on the BT Asset Management website. This type of promotion is called targeted advertising. If you do not allow advertising cookies, it does not mean that advertising will not be delivered to you on other pages, but that the advertisements that will be shown to you will be less relevant to you as an internet user.

 

If you would like to learn more about how cookies work in relation to online advertising, please visit http://www.youronlinechoices.com/ro/.

 

A list of these cookies and the identity of the third parties placing them can be found below

To give you a better online experience, we use the services below, but this list is open.

• Google Analytics, a traffic analysis service owned by Google, Inc. and by default cookies. Categories of cookies used: site performance, visitor analytics, retargeting and advertising. These cookies do not collect personal data and do not personally identify visitors to the site, but are used to provide you with content tailored to your preferences while browsing the Internet. To view the Google Analytics "Terms of Service", please go to http://www.google.com/analytics/tos.html
  
  
• Google Signals (Google Signals) represents session data from sites and apps that Google associates with users who have signed in to their Google Accounts and have enabled Personalising ads.

  Users can opt out of personalised ads through the Ads settings and control what information Google keeps about their activity on the web and in Google apps through My Activity settings. See our policy on personalized advertising.

• Google Consent Mode - With the consent collected through this tool, we send Google information about how you use our site (for measurement and analysis purposes) and information that allows Google to personalize the ads you see when you browse the Internet (for advertising and remarketing purposes). This information is only sent if you have explicitly consented to measurement, analytics and performance cookies and promotional cookies. Google's consent module uses the parameters listed in the Cookie List table.

• Facebook Pixel, a code by which the user can be targeted by advertising services, in Facebook advertising platforms, once he has visited the website www.bancatransilvania.ro. Details of Facebook's privacy policy can be found here: https://www.facebook.com/about/privacy
  
  
• Adform - a service that allows the display of ads, such as advertisements, relevant to users. The service allows us to improve campaign performance, but also to monitor the number of impressions so that a user does not see the same ad more than once. More information can be found at https://site.adform.com, https://site.adform.com/privacy-center/adform-cookies/, and about personal data protection at https://site.adform.com/privacy-center/overview.

 

Cookies name	Platform	Categories	Details
PHPSESSID	php	Cookie strictly required	Session cookie
OptConsent		Cookie strictly required	This cookie keeps the cookie settings chosen by the user
analytics_storaget	Google Analytics	Tag that allows the placement of 3rd party measurement, analysis and performance cookies	Enables the storage of statistical information, such as third party cookies, for analysis and measurement purposes - for example, length of visit
ad_storage	Google Ads	Tag that allows the placement of 3rd party promotional cookies	Allows storage of information (such as third party cookies) associated with advertising
ad_user_data	Google Ads	Tag that allows the placement of 3rd party promotional cookies	Allows personal user data to be sent to Google for advertising purposes
ad_personalization	Google Ads	Tag that allows the placement of 3rd party promotional cookies	Allows for the display of personalised advertisements
bt_gclid	Google	Promotion cookie	This cookie generates a random code called gclid, for traffic coming from the Google Adwords platform
_fbp	Facebook	Promotion cookie	This cookie is used by Facebook to deliver a range of advertising products, such as real-time bidding from third-party advertisers.
_utmx	Google	Promotion cookie, measurement	This cookie is associated with Google Universal Analytics, - limiting data collection on high traffic sites. It expires after 10 minutes.
_ga	Google	Promotion cookie	This cookie is used to distinguish unique users by assigning a randomly generated number as a customer identifier. It is included in every page request on a site and is used to calculate visitor, session and campaign data for site analytics reports. By default it is set to expire after 2 years. This cookie is used by Google Analytics 4 to differentiate users.
_ga_G	Google	Promotion cookie, measurement	This cookie is associated with Google Analytics 4 and is used to persist session state. It expires after 2 years.
_ga_	Google	Promotion cookie, measurement	This cookie is associated with Google Analytics 4 and is used to persist session state. It expires after 2 years.
_gcl_au	Google	Promotion cookie	Used by Google AdSense to experiment with the effectiveness of advertising on websites using their services.
1P_JAR	Google	Promotion cookie	This cookie is associated with Google DoubleClick and is used to display personalized ads based on previous visits to the site. This cookie has a lifetime of one month.
ACS	Google	Promotion cookie	These cookies ensure that within a browser session requests are made by the user and not by other sites. These cookies prevent malicious sites from acting on a user's behalf without the user's knowledge. These cookies have a lifetime of 6 months.
APISID	Google	Promotion cookie	This cookie is associated with Google and is used to serve Google ads on websites based on recent searches and interactions. This cookie has a lifetime of 13 months.
CONSENT	Google	Promotion cookie	This cookie is associated with Google and is used to store a user's status regarding cookie choices. This cookie has a lifetime of 2 years.
SOCS	Google	Promotion cookie	This cookie is associated with Google and is used to store a user's status on cookie choices This cookie has a lifetime of 13 months.
HSID	Google	Promotion cookie	These cookies are used by Google to display personalised ads on Google sites based on recent searches and previous interactions. This cookie has a lifetime of 2 years.
NID	Google	Promotion cookie	This cookie is used to display Google ads in Google services for users who have logged out. This cookie has a lifetime of 6 months.
SAPISID	Google	Promotion cookie	These cookies are used by Google to display personalised ads on Google sites based on recent searches and previous interactions. This cookie has a lifetime of 2 years.
SEARCH_SAMESITE	Google	Promotion cookie	This cookie allows servers to mitigate the risk of CSRF attacks and information leaks by asserting that a particular cookie should only be sent with requests initiated from the same domain of record. This cookie has a lifetime of 5 months.
SID	Google	Promotion cookie	This cookie contains digitally signed and encrypted records of a user's Google Account ID and most recent login time. The combination of these cookies allows Google to block many types of attacks, such as attempts to steal the content of forms submitted to Google services. This cookie has a lifetime of 2 years.
SIDCC	Google	Promotion cookie	This cookie collects information about how the end-user uses the website and any advertisements that the end-user may have seen before visiting that website. This cookie has a lifetime of 1 year.
SSID	Google	Promotion cookie	This cookie collects information about how the end-user uses the website and any advertisements that the end-user may have seen before visiting that website. This cookie has a lifetime of 13 months.
__Secure-1PAPISID __Secure-3PAPISID __Secure-1PSID __Secure-3PSID	Google	Promotion cookie	This cookie is used for targeting purposes to create a profile of the website visitor's interests in order to display relevant and personalised advertising. This cookie has a lifetime of 13 months.
Secure-1PSIDCC Secure-3PSIDCC	Google	Promotion cookie	This cookie provides user authentication (contains digitally signed and encrypted records of a user's Google Account ID and most recent login time), which are then used to display ads relevant and personalized to that user. This cookie has a lifetime of 1 year.
_ga _ga_{GA4_stream_id}	Google	Promotion cookie	This cookie can only have the value "OPT_OUT" and tracks whether a user has disabled personalised ads. This cookie has a lifetime of 13 months.
id	Google	Promotion cookie	Used by Google AdSense to experiment with the effectiveness of advertising on websites using their services.
_gcl_au	Google	Promotion cookie	Used by Google AdSense to experiment with the effectiveness of advertising on websites using their services.
personalization_id	Twitter	Promotion cookie	This cookie is used by Twitter to deliver a range of advertising products, such as real-time bidding from third-party advertisers.
DSID	Google	Promotion cookie	Used by Google AdSense to experiment with the effectiveness of advertising on websites using their services.
IDE	Google	Promotion cookie	Used by Google AdSense to experiment with the effectiveness of advertising on websites using their services.
en	Facebook	Promotion cookie	This cookie is used by Facebook to deliver a range of advertising products, such as real-time bidding from third-party advertisers.
Lhc_per	Chat support	Functionality cookie	This cookie allows the live chat section to function.
hjTLDTest	Hotjar	Performance and analysis cookie	Session cookie
hjid	Hotjar	Performance and analysis cookie	It is used by Hotjar to associate a unique ID, valid for 365 days, to identify a user in order to analyse their behaviour on the site over several sessions.
hjFirstSeen	Hotjar	Performance and analysis cookie	Session cookie
druidConversationToken	DRUID	Cookie strictly required	Chat conversation session cookie, ensures the continuation of the conversation when navigating between pages of the site.
druidWebChatIsOpened	DRUID	Cookie strictly required	Keeps the chat experience, shows the chat control unclosed or closed depending on the user's choice.
C	Adform	Promotion cookie	This is a third-party cookie used to display advertisements to targeted users through Real Time Bidding. It has a lifetime of 60 days if the user's browser accepts cookies, or 3650 days if the browser does not.
token	Adform	Promotion cookie	This is a third-party, session cookie used for opt-out functionality.
uid	Adform	Promotion cookie	This is a third-party cookie used as a unique identifier to display advertisements to targeted users through Real Time Bidding. It has a lifetime of 60 days.
CM14	Adform	Promotion cookie	This is a third party cookie that checks whether you need to do the validation operation for partner cookies (set by Cookie Matching). It has a lifetime of 14 days.
adtrc	Adform	Promotion cookie	This is a third-party cookie used to identify whether browser information has been collected. It has a lifetime of 7 days.
cid	Adform	Promotion cookie	This is a third-party cookie used in the past as a unique identifier to display advertisements to targeted users through Real Time Bidding. It has a lifetime of 60 days.
SR	Adform	Promotion cookie	This is a third-party cookie used to collect information about the total and daily number of postings, the total and daily number of clicks, and the date of the last posting. It has a lifetime of 1 day.
CT	Adform	Promotion cookie	This is a third party cookie used to identify whether the advertiser's page click-through pattern is "last click". It has a lifetime of 1 hour.
GCM	Adform	Promotion cookie	This is a third party cookie that checks whether you need to do the validation operation for partner cookies. It has a lifetime of 1 day.
CM	Adform	Promotion cookie	This is a third party cookie that checks whether you need to do the validation operation for partner cookies (set by Adserver). It has a lifetime of 1 day.
TPC	Adform	Promotion cookie	This is a third-party cookie that checks whether the user's browser accepts third-party cookies. It has a lifetime of 14 days.
otsid	Adform	Promotion cookie	This is a third party cookie, used for opt-out functionality from the display of advertisements from certain advertisers. It has a lifetime of 3650 days.
EBFCD	Adform	Promotion cookie	This is a third party cookie that identifies the maximum daily display frequency for expandable ads. It has a lifetime of 7 days.
EBFC	Adform	Promotion cookie	This is a third party cookie that identifies the total display frequency allowed for expandable ads. It has a lifetime of 7 days.
CFFC	Adform	Promotion cookie	This is a third party cookie that identifies the composite frequency allowed to be displayed for advertisements. It has a lifetime of 7 days.
DigiTrust.v1.identity	Adform	Promotion cookie	This is a third party cookie to identify a user, set by DigiTru.st, an independent body. It has a lifetime of 7 days.

 

This site uses several codes to track visitor behavior on the site. These codes do not identify individual users of the site, and are not linked to personal data.

 

How can you control cookies?

 

You can change the cookie settings on the BT Asset Management website (except for required cookies) by going to the cookie settings menu. This can be found both in the cookie banner of the BT Asset Management website and its footer. You can also set the browser you are using to block all types of cookies, including necessary cookies. However, please note that in this case, the websites you visit (including the BT Asset Management website) may not function properly. Also, disabling other types of cookies (other than necessary cookies) may affect the functioning or your experience of using the website.

 

Details on browser settings for blocking or deleting cookies are available below:

 

Google Chrome:

• click on the key icon and select Options from the list
• click on the "Advanced settings" tab
• click on Content settings in the Privacy section.
• choose the settings you want
• click on X to close

 

Mozilla Firefox:

• select Tools from the main bar, then Options
• click on the Privacy tab
• choose the settings you want
• click OK to close

 

Internet Explorer:

• click on the Settings / Tools icon
• click on Internet Options
• click on Privacy and then choose the options
• click on Apply and then OK to save your preferences

 

Safari:

• click on Preferences and then on Privacy
• in the cookie blocking section choose your cookie options
• save preferences

Security and privacy issues

In order to avoid cookie-based attacks, we recommend that you make sure that the browser version you are using is always up to date.

The data collected by cookies is generally anonymous. In cases where cookies process personal data, you benefit from the rights set out in the BT Asset Management Privacy Policy, which you can find at this link.