Buy (subscribe)

First purchase (subscription) of fund units

In order to become an investor in a BT Asset Management investment fund, you must initially purchase at least 1 fund unit.

The initial purchase of fund units is realized by:

• 100% online through the BT Pay app, Investment section
• 100% online through the Salt app. The funds distributed through Salt Bank are BT Obligațiuni, BT Euro Obligațiuni, BT Index Romania ROTX and BT Technology.
• filling in the subscription form, at any Banca Transilvania branch in the country or at BT Asset Management, 22, Emil Racovita Street, Cluj-Napoca, followed by the transfer of the amount in RON you wish to invest and, subsequently, online through BT Go/BT24 applications (Legal Entity)

The Accession Form or Payment Order does not specify the number of fund units purchased.

There is no subscription fee for BT Asset Management funds. All subscription transactions to BT Asset Management funds are carried out from the bank accounts of the investment account holders, opened with the Distributors: Banca Transilvania and Salt Bank. No bank transfer commission is charged. Subscription orders registered in the distribution network of Banca Transilvania and Salt Bank are transmitted to the investment management company, BT Asset Management SAI, via the IT applications implemented between the entities.

Before initiating an investment transaction, through BT Pay, or BT Go/BT24 (Legal Entity), please consult the latest version of the document: the "General Business Terms and Conditions of Banca Transilvania", the sections regarding the terms and conditions for the use and execution of banking transactions through the internet banking service as well as the document: the Payment Guide/ Payment Schedule. For operations carried out through the Salt application, please consult the distributor's application.

Subsequent purchases

ONLINE

Through solutions offered by distributors 

Through the electronic channels accessible through the distributors' internet banking solutions: BT Pay, BT Go/BT24 (for legal entities) and the Salt app, you have everything at your fingertips: investment details and transaction history, whenever you need it.

BT24 Login

BT Go Login

BANK TRANSFER

In any BT branch

In the case of subsequent subscriptions of fund units, made by bank transfer, including electronically, for investors who have signed the subscription form when joining the fund and for subsequent subscriptions, it is NOT necessary to complete and sign a form, investors are required to fill in the "Explanations" section of the payment order, the identification data (Investment account number opened with the Fund, name of the holder/ authorized agent, fund name) starting, necessarily, with the investment account number.

BT Asset Management assumes no liability for any delays in the allocation of fund units in the event of failure to properly complete the payment order. The issue price at which the subscription takes place is that valid for transactions on the day on which the monies are recorded in the Fund's collector account.

See list of BT agencies

BY RECURRING PAYMENT

In BT Pay or any BT branch

This is the BT Direct Invest recurring payment service. This service can be activated 100% online via the BT Pay app or at any BT branch. You can choose to invest in any of the investment funds managed by BT Asset Management, distributed by Banca Transilvania. You can choose to invest monthly on any day between 2-28. The payment will be made from the month following the month in which the setting is made. You can choose any amount greater than 50 RON, and if you have foreign currency, the amount must be greater than 25 EUR/USD. That's all. You just need to make sure that the money is in your current account on the payment date.

See list of BT agencies

Funds available